doubled

There is a new definition for a small employer for 2014. This “small” change will affect a lot of people. Let’s review for a minute, before 2014, the “size of a group” was determined by eligible employees. This number came from how many people were full-time (and had satisfied their waiting period), or were COBRA …

Tags: affordable care act, group insurance, health care reform, health insurance, health reform, individual coverage, major medical

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Apr 03

Updated Medicare Publications

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Hey guys and gals … sorry I have been out for a bit. I moved! Ugh, don’t you hate that??? Well I wanted to try to get everyone updated a little on some things. First off, real quick, here are some useful links to Medicare Publications that I reference daily. They help me keep things …

Tags: medicare, medicare supplement, medicare.gov, part d

General Insurance, Health Care Reform

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Feb 01

Are you Ready for Affordable Health Insurance?

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As Kathleen Sebelius, Secretary of Health and Human Services Posted January 16, 2013 in her article Countdown to Affordable Health Insurance … Great things are coming October 1, 2013. And we have a lot of new things to look forward to around the corner. Basically January starts the Countdown to the open enrollment that begins …

Tags: Affordability, Exchanges, health insurance, Kathleen Sebelius, open enrollment, pre-existing conditions, Pricing, quotes, States

General Insurance, Health Care Reform

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Jan 14

The Rise of Health Insurance Premiums

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General Health, General Insurance, Medicare

What is this we see … Health Insurance premiums are increasing? And why is this we hear … because of the Affordable Care Act aka ObamaCare! Tell me it isn’t so. Good Morning America, it is exactly as I predicted; health insurance premiums are on the rise because ObamaCare takes effect in 2014, according to …

Tags: aetna, affordable care act, health care reform, health insurance, health reform, individual coverage, individual medical, major medical, obamacare, wall street journal

1 comment

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Jan 09

“Tis the Season” … of the Flu!

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The holidays have passed, but “Tis the Season” … Flu season that is! As you would guess, my fiance woke up this morning feeling like Wreck It Ralph (looking like him too). But of course, he is Superman and still going to work, like most of us would … we all know we have to …

Tags: anti-bacterial, clorox wipes, flu, flu season, flu shots, health conditions, health insurance, individual coverage, individual medical, major medical, medicare, medicare supplement, prevention, spread germs, virus prevention, viruses, wreck it ralph

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Jan 07

The History of Medicare

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Medicare

I found an interesting video at http://youtu.be/693XQSujAh8 … So I briefly summarized it for my History buff followers and those of you who are interested in how Medicare became part of our daily lives: Because of the depression the elderly were so dependent on their children, they were not able to pay for their hospital and …

Tags: affordable care act, affordable coverage, health insurance, health reform, medicaid, medicare, medicare.gov, obamacare, out-of-pocket

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Jan 05

Is Plan F Changing? Prepare now …

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Medicare Supplement Plan F has been under a lot of review lately as regulators question the ever increasing costs to our healthcare system because of insurance plans that offer first-dollar coverage. The Medicare Supplement Plan F is the most popular plan, because it is the most comprehensive. Facts show approximately 20% of Medicare recipients purchase …

Tags: affordable care act, affordable coverage, cost-sharing, deductible, first dollar coverage, health care reform, health reform, HHS, Kathleen Sebelius, medicare, medicare supplement, medicare.gov, medigap, NAIC, out-of-pocket, Plan F, Plan G

2 comments

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Dec 17

Can I use my Medicare Supplement when I travel?

Categories:

General Insurance, Life Insurance, Medicare, Supplemental Insurance

Yes. If you have a Medicare Supplement plan and you travel, any doctor that takes Medicare, will take your Medicare Supplement. Now, if you travel outside the U.S. some of the standardized plans offer foreign travel for emergency care. See the article below from Medicare.gov. Now keep in mind, if you have a Medicare Advantage …

Tags: emergency health care, foreign travel, health insurance, individual coverage, medicare, medicare advantage plan, medicare supplement, medicare.gov, medigap plan, medigap policies, part c, travel insurance

40 comments

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Dec 13

Insurance Companies & Rate Increases

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Ahhh, the dreaded concern … will I have a rate increase and when. Good question. Speaking in General, of course, and mainly about health insurance companies, here is the scoop. Most companies including Medicare Supplement and Major Medical generally have a 12 month rate guarantee. They are not required to, but you will want to …

Tags: cancer, dreaded disease, group insurance, guaranteed renewable, health insurance, healthcare, individual coverage, individual medical, major medical, medicare, medicare supplement, premiums, rate increase, self-employed, short term, small employer, term life, universal life, whole life

4 comments

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Dec 06

8 Things to Know About Medigap Policies

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