Hey guys and gals … sorry I have been out for a bit. I moved! Ugh, don’t you hate that??? Well I wanted to try to get everyone updated a little on some things. First off, real quick, here are some useful links to Medicare Publications that I reference daily. They help me keep things …
Category Archive: Supplemental Insurance
Jan 05
Is Plan F Changing? Prepare now …
Medicare Supplement Plan F has been under a lot of review lately as regulators question the ever increasing costs to our healthcare system because of insurance plans that offer first-dollar coverage. The Medicare Supplement Plan F is the most popular plan, because it is the most comprehensive. Facts show approximately 20% of Medicare recipients purchase …
Dec 17
Can I use my Medicare Supplement when I travel?
Yes. If you have a Medicare Supplement plan and you travel, any doctor that takes Medicare, will take your Medicare Supplement. Now, if you travel outside the U.S. some of the standardized plans offer foreign travel for emergency care. See the article below from Medicare.gov. Now keep in mind, if you have a Medicare Advantage …
Dec 13
Insurance Companies & Rate Increases
Ahhh, the dreaded concern … will I have a rate increase and when. Good question. Speaking in General, of course, and mainly about health insurance companies, here is the scoop. Most companies including Medicare Supplement and Major Medical generally have a 12 month rate guarantee. They are not required to, but you will want to …
Dec 06
8 Things to Know About Medigap Policies
Granted, I don’t want to say that Medicare is this simple, it is NOT! But here is a short list from Medicare.gov that makes it a little simple. Medicare Supplement Policies are be the simplest of all plans because they are standardized; all companies have to offer the exact same benefits – However the prices …
Nov 29
Medicare beneficiaries face increases in 2013
Yes, we all heard the President say … Medicare isn’t changing. But guess what, it is. In January 2013 (next month) Medicare beneficiaries will face higher deductibles, higher daily co-payments, and also the Part B premium will increased slightly. According to Mutual of Omaha Insurance company, a provider of Medicare supplement plans and the U.S. …
Nov 16
Diabetes … How much do you know?
You know, all growing up, my dad used to kid about diabetes, only I didn’t know what he meant. He would say that person had “sweet blood”. Well unfortunately karma must have came back on him! All those sweet pies and candy bars maybe? Who knows … What we do know is that facts show 8% …
Nov 15
Long Term Care … Do you have a Plan?
Most people ages 40 and up should be thinking of a plan if they are ever confined to a nursing home or home health care. Most insurance plans, including Medicare, have limited coverage, if any, for it. We recommend buying long term care insurance before you are age 60. The qualifications are lighter than health …
Nov 08
Medicare Part D Penalty
If you did not enroll in Part D of Medicare, you may owe a late enrollment penalty if your initial enrollment period is over and there has been more than a 63 day gap. Part D late enrollment penalty | Medicare.gov. You can avoid the penalty in some cases if you have creditable prescription drug …
Oct 19
MY JOURNEY | Joyces story
With October being Breast Cancer awareness month, I had to share this video. MY JOURNEY | Joyces story. One of the companies I represent (proudly) is Washington National. All year long, Washington National supports the American Cancer Society, which has an ongoing mission to eliminate cancer. They also partner with HOPE, a nonprofit association that encourages …