Category Archive: Life Insurance

Dec 13

Insurance Companies & Rate Increases

Ahhh, the dreaded concern … will I have a rate increase and when.  Good question. Speaking in General, of course, and mainly about health insurance companies, here is the scoop. Most companies including Medicare Supplement and Major Medical generally have a 12 month rate guarantee.  They are not required to, but you will want to …

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Nov 15

Long Term Care … Do you have a Plan?

Most people ages 40 and up should be thinking of a plan if they are ever confined to a nursing home or home health care.  Most insurance plans, including Medicare, have limited coverage, if any, for it.  We recommend buying long term care insurance before you are age 60.  The qualifications are lighter than health …

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Oct 25

Do you have pre-existing conditions and NO LIFE INSURANCE? Read this …

I found this article, and I knew a lot of people didn’t have life insurance because they didn’t think they could qualify, however When Genworth put a study together and actually put numbers in my face … I am shocked!!!  Read this article, then read all the way to the bottom for my advise.  🙂 …

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