Tag Archive: creditable coverage

Nov 29

Medicare beneficiaries face increases in 2013

Medicare 2013 Deductibles

Yes, we all heard the President say … Medicare isn’t changing.  But guess what, it is.  In January 2013 (next month) Medicare beneficiaries will face higher deductibles, higher daily co-payments, and also the Part B premium will increased slightly.  According to Mutual of Omaha Insurance company, a provider of Medicare supplement plans and the U.S. …

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Nov 08

Medicare Part D Penalty

If you did not enroll in Part D of Medicare, you may owe a late enrollment penalty if your initial enrollment period is over and there has been more than a 63 day gap. Part D late enrollment penalty | Medicare.gov. You can avoid the penalty in some cases if you have creditable prescription drug …

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Oct 11

Should I put my dependents on my group or individual?

Should you put your dependents on your group or individual coverage? I get this question everyday.  It isn’t a simple answer most of the time.  Currently as I write this 10/11/12 (cool, look at the date) this is the best answer: First and foremost … if anyone has medical conditions, speak with an agent for …

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