Monthly Archive: November 2012

Nov 29

Medicare beneficiaries face increases in 2013

Medicare 2013 Deductibles

Yes, we all heard the President say … Medicare isn’t changing.  But guess what, it is.  In January 2013 (next month) Medicare beneficiaries will face higher deductibles, higher daily co-payments, and also the Part B premium will increased slightly.  According to Mutual of Omaha Insurance company, a provider of Medicare supplement plans and the U.S. …

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Nov 16

Diabetes … How much do you know?

You know, all growing up, my dad used to kid about diabetes, only I didn’t know what he meant.  He would say that person had “sweet blood”.  Well unfortunately karma must have came back on him!  All those sweet pies and candy bars maybe?  Who knows … What we do know is that facts show 8% …

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Nov 15

Long Term Care … Do you have a Plan?

Most people ages 40 and up should be thinking of a plan if they are ever confined to a nursing home or home health care.  Most insurance plans, including Medicare, have limited coverage, if any, for it.  We recommend buying long term care insurance before you are age 60.  The qualifications are lighter than health …

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Nov 13

Survival Skills for Kids :)

We think that all kids should automatically know this, but if we don’t teach them, these are skills they don’t learn in school.  The world we live in today is a different world.  If you have a child, take the time to teach them these skills and more … it could save their life and …

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Nov 12

“Free” womens health care … What’s the real cost?

Just because it says it’s “free” doesn’t actually mean it’s FREE.  The new Female Preventative Care services are a little misleading.  They should just read “covered” instead of “free”.  Food for thought … what happens when you go in for your “free preventative checkup” and they find a lump or a polyp.  Not malignant, they …

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Nov 08

Medicare Part D Penalty

If you did not enroll in Part D of Medicare, you may owe a late enrollment penalty if your initial enrollment period is over and there has been more than a 63 day gap. Part D late enrollment penalty | Medicare.gov. You can avoid the penalty in some cases if you have creditable prescription drug …

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